Applied Underwriters, Inc.® Website Privacy Statement
Applied Underwriters, Inc.® ("Applied") believes that privacy is important to the success and use of the Internet. This Policy establishes Applied's Privacy Statement for This policy may change occasionally based on alterations made to the features and applications of the site. Therefore, please review the policy periodically.
  • How is information collected, used, and disclosed?
    We do not collect personal information, including your e-mail address, unless we first ask you for it. On some of our pages, we may request that you voluntarily supply us with information, so that we may enhance the site's value to you, in order to provide you with information or services online, or in order that we might follow up with you after your visit. Providing information is based solely on your discretion.

    If you have voluntarily provided information, you consented to the collection and use of your personally identifiable information as described in this Privacy Statement. In some circumstances, Applied may share information you voluntarily provide us with trustworthy business partners. We do not sell or rent personal information collected through this site to anyone. Also, Applied may provide aggregate statistics about visitors to our sites, such as volume, traffic patterns, and related site information to reputable third-party vendors, but these statistics will include no personally identifiable information.

    Applied may also disclose information in special cases when we have a good faith belief that such action is necessary under the following circumstances:
    - Conform to legal requirements or comply with legal process
    - Protect and defend our rights or property
    - Enforce the standard website terms and conditions of use
    - Act to protect the interests of our users or others.
  • What are cookies and how are they used?
    Some areas of the Applied site, like many other commercial websites, may utilize a standard technology called "cookies" to collect information about how our site is used. Cookies were designed to help a website operator determine that a particular user had visited the site previously and thus save and remember any preferences that may have been set while the user was browsing the site. Cookies are small strings of text that websites can send to your browser. Cookies cannot retrieve any other data from your hard drive or obtain your e-mail address. If you are simply browsing an Applied informational site, a cookie may be used to identify your browser as one that has visited the site before.

    We may also make use of memory-based cookies in support of authenticating the user of certain Applied web applications. Although you have the ability to modify your browser to either accept all cookies, notify you when a cookie is sent, or reject all cookies, it may not be possible to utilize Applied's services which require registration if you reject cookies.
  • What are your choices regarding collection, use, and distribution of your information?
    If you have voluntarily provided information, you consented to the collection and use of your personally identifiable information as described in this Privacy Statement. If, in connection with your use of a particular service, we ask to use your data in a way not described in this Privacy Statement and you do not wish to permit that use, you can choose not to use the particular service. If you have voluntarily provided personally identifiable information, we may, from time to time, send you mail or e-mail regarding products and services. If you do not want to receive such offers and mailings, you can easily indicate that by informing your Applied customer service account manager or sales representative.
  • How can you correct, access, and update your information?
    You may obtain and edit your personally identifiable information at any time by contacting your Applied customer service account manager or sales representative.
  • How do we protect your information?
    We exercise great care to protect your personally identifiable information. This includes, among other things, using industry standard techniques such as firewalls, encryption, intrusion detection and site monitoring. Unfortunately, no data transmission over the Internet can be guaranteed to be 100% secure. As a result, while we strive to protect your personally identifiable information, we cannot ensure or warrant the security of any information you transmit to us or receive from us. This is especially true for information you transmit to us via e-mail. We have no way of protecting that information until it reaches us. Once we receive your transmission, we make our best effort to ensure its security on our servers.

    Internally, we will restrict access to your personally identifiable information to employees who need access to the information in order to do their jobs. These employees are limited in number, and are committed to our privacy policies.

    If you are using the Applied site for customer or producer functionality and therefore have chosen or been assigned a password, we recommend that you do not divulge your password to anyone. We will never ask you for your password in an unsolicited phone call or in an unsolicited e-mail. Also remember to sign out of the registered site and close your browser window when you have finished your work. This is to ensure that others cannot access your personal information and correspondence if others have access to your computer.

    Applied's sites may contain links to other sites, including those of our business partners. While we seek to link only to sites that share our high standards and respect for privacy, we are not responsible for the privacy practices employed by other sites.

    We welcome your views about our website and our Privacy Policy. If you would like to contact us with any queries or comments please send an e-mail to