Applied Underwriters' profit sharing program is designed to offer businesses the opportunity to participate in financial programs traditionally only available to larger-sized organizations.

With our unique profit sharing program, quality insureds share in the underwriting profit. It's a risk/reward solution that offers our customers the potential to reap financial rewards for good performance. Key benefits include:

• Loss sensitive plan is frontloaded by reducing rates from the first month of program participation.
• No need to wait years for retro calculations.
• We reward good experience with reduced rates in real time throughout the year.
• With good experience, insureds can pay up to 50% less than traditional guaranteed cost programs over the life of the plan.
• No Letters of Credit or other forms of collateral are required to begin the program.